Every time you click on a "Free Credit Report" ad, you get asked for your credit card - or bamboozled into signing up for some kind of credit monitoring service. So how on Earth can you get that free report that everyone talks about? Is it just a myth?
Annual Credit Report site
Annualcreditreport.com is the only site that is authorized by the Federal Trade Commission to actually provide free reports to U.S. consumers. You're entitled to a free report from Equifax, Experian and Transunion each year. Don't get them all at once - apply for a free report from one reporting agency, wait three months and then apply for a report from the second agency, and so on.
There really is an absolutely free credit report, you just have to know where to look!
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